[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.urhmp.cz\/jsou-pujcky-se-zastavou-nemovitosti-skutecne-tak-nevyhodne\/#Article","mainEntityOfPage":"https:\/\/www.urhmp.cz\/jsou-pujcky-se-zastavou-nemovitosti-skutecne-tak-nevyhodne\/","headline":"Jsou p\u016fj\u010dky se z\u00e1stavou nemovitosti skute\u010dn\u011b tak nev\u00fdhodn\u00e9?","name":"Jsou p\u016fj\u010dky se z\u00e1stavou nemovitosti skute\u010dn\u011b tak nev\u00fdhodn\u00e9?","description":"A\u0165 se n\u00e1m to l\u00edb\u00ed, nebo ne, v sou\u010dasnosti naprost\u00e1 v\u011bt\u0161ina dosp\u011bl\u00e9 populace spl\u00e1c\u00ed minim\u00e1ln\u011b jednu p\u016fj\u010dku. A mnoho dal\u0161\u00edch se o n\u011bjakou chyst\u00e1 po\u017e\u00e1dat. A je to jen pochopiteln\u00e9, vzhledem k tomu, \u017ee mnoha lidem d\u00edky sou\u010dasn\u00e9 epidemii koronaviru pov\u00e1\u017eliv\u011b klesly p\u0159\u00edjmy. Samoz\u0159ejm\u011b banky a jin\u00e9 finan\u010dn\u00ed instituce jsou si moc dob\u0159e v\u011bdomy, \u017ee […]","datePublished":"2021-11-19","dateModified":"2023-05-07","author":{"@type":"Person","@id":"https:\/\/www.urhmp.cz\/author\/#Person","name":"","url":"https:\/\/www.urhmp.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/9bd672608a9ea50cfcb35956b7f63dacf48dece49eb907e6bdd72bedd9991f24?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/9bd672608a9ea50cfcb35956b7f63dacf48dece49eb907e6bdd72bedd9991f24?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"urhmp.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.urhmp.cz\/wp-content\/uploads\/pujcka5_7.jpg","url":"https:\/\/www.urhmp.cz\/wp-content\/uploads\/pujcka5_7.jpg","height":0,"width":0},"url":"https:\/\/www.urhmp.cz\/jsou-pujcky-se-zastavou-nemovitosti-skutecne-tak-nevyhodne\/","about":["Pen\u00edze"],"wordCount":442,"articleBody":"   A\u0165 se n\u00e1m to l\u00edb\u00ed, nebo ne, v sou\u010dasnosti naprost\u00e1 v\u011bt\u0161ina dosp\u011bl\u00e9 populace spl\u00e1c\u00ed minim\u00e1ln\u011b jednu p\u016fj\u010dku. A mnoho dal\u0161\u00edch se o n\u011bjakou chyst\u00e1 po\u017e\u00e1dat. A je to jen pochopiteln\u00e9, vzhledem k tomu, \u017ee mnoha lidem d\u00edky sou\u010dasn\u00e9 epidemii koronaviru pov\u00e1\u017eliv\u011b klesly p\u0159\u00edjmy.Samoz\u0159ejm\u011b banky a jin\u00e9 finan\u010dn\u00ed instituce jsou si moc dob\u0159e v\u011bdomy, \u017ee se jedn\u00e1 o dlouhodob\u011b velmi popul\u00e1rn\u00ed produkt, na kter\u00e9m mohou hodn\u011b vyd\u011blat. Nen\u00ed tedy divu, \u017ee nab\u00edz\u00ed spoustu nejr\u016fzn\u011bj\u0161\u00edch druh\u016f a typ\u016f, ze kter\u00fdch si potenci\u00e1ln\u00ed \u017eadatel m\u016f\u017ee vybrat.Jedn\u00edm z t\u011bch m\u00e9n\u011b zn\u00e1m\u00fdch, av\u0161ak st\u00e1le relativn\u011b obl\u00edben\u00fdch, jsou p\u016fj\u010dky se z\u00e1stavou nemovitosti. Princip jejich fungov\u00e1n\u00ed je jednoduch\u00fd: \u017eadatel zde nepot\u0159ebuje ru\u010ditele, ani nemus\u00ed dokl\u00e1dat v\u00fd\u0161i sv\u00e9ho p\u0159\u00edjmu. Nam\u00edsto toho d\u00e1 jako z\u00e1ruku toho, \u017ee bude skute\u010dn\u011b spl\u00e1cet dle domluven\u00e9ho kalend\u00e1\u0159e, nemovitost, jej\u00edm\u017e je v\u00fdhradn\u00edm vlastn\u00edkem.Nej\u010dast\u011bji se jedn\u00e1 o d\u016fm, kde bydl\u00ed, av\u0161ak je mo\u017en\u00e9 pou\u017e\u00edt i chatu nebo chalupu. Av\u0161ak v\u017edy plat\u00ed, \u017ee pokud nebudeme spl\u00e1cet, p\u0159ijdeme o n\u011bj. A zde je spat\u0159ov\u00e1na velk\u00e1 nev\u00fdhoda tohoto typu \u00fav\u011bru: \u017eadatel m\u016f\u017ee pom\u011brn\u011b snadno p\u0159ij\u00edt o st\u0159echu nad hlavou.Vzhledem k vysok\u00e9 cen\u011b nemovitost\u00ed je jasn\u00e9, \u017ee si tento typ berou p\u0159edev\u0161\u00edm lid\u00e9, kte\u0159\u00ed pot\u0159ebuj\u00ed skute\u010dn\u011b velkou \u010d\u00e1stku pen\u011bz. Jist\u011b, je mo\u017en\u00e9 p\u016fj\u010dit si i men\u0161\u00ed obnos, av\u0161ak pak hodnota, kterou d\u00e1me v z\u00e1stavu, nebude ani zdaleka odpov\u00eddat p\u016fj\u010den\u00e9 \u010d\u00e1stce.Zde tak\u00e9 le\u017e\u00ed d\u016fvod, pro\u010d nen\u00ed tento typ a\u017e tak obl\u00edben\u00fd a pro\u010d mu lid\u00e9 ned\u016fv\u011b\u0159uj\u00ed. I d\u00edky m\u00e9di\u00edm, kter\u00e1 \u010dasto ukazuj\u00ed p\u0159\u00edpady podvodn\u00fdch firem, kter\u00e9 z lid\u00ed t\u00edmto zp\u016fsobem l\u00e1kaj\u00ed pen\u00edze, se boj\u00ed, \u017ee podm\u00ednky budou nastaveny tak, \u017ee je nedok\u00e1\u017e\u00ed splnit, a o sv\u016fj domov p\u0159ijdou.To je samoz\u0159ejm\u011b mo\u017en\u00e9, av\u0161ak je nutn\u00e9 \u0159\u00edci, \u017ee i tyto firmy se mus\u00ed dr\u017eet litery z\u00e1kona, co\u017e v tomto p\u0159\u00edpad\u011b znamen\u00e1, \u017ee v\u0161e mus\u00ed b\u00fdt jasn\u011b uvedeno ve smlouv\u011b. Rozhodn\u011b se tedy vyplat\u00ed si ji p\u0159ed podpisem p\u0159e\u010d\u00edst. Jen tak budeme m\u00edt jistotu, \u017ee v\u0161e bude skute\u010dn\u011b tak, jak n\u00e1m slibovali.                                                                                                                                                                                                                                                                                                                                                                                          4.1\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jsou p\u016fj\u010dky se z\u00e1stavou nemovitosti skute\u010dn\u011b tak nev\u00fdhodn\u00e9?","item":"https:\/\/www.urhmp.cz\/jsou-pujcky-se-zastavou-nemovitosti-skutecne-tak-nevyhodne\/#breadcrumbitem"}]}]